Tips for Buying a Home in Minneapolis
August 29, 2013
Are you considering buying a home in Minneapolis? Hold on and get ready for the ride! The local newspaper has claimed Minneapolis is a seller’s market. What does this mean for you? Slow down and consider your options in this great and diverse city.
Explore the Area
Minneapolis has so many options, between city dwelling and areas on the outskirts of town. In total, there are over 100 neighborhoods between Minneapolis and St Paul. Take your time to explore the architecture and conveniences of each neighborhood. Then set your priorities according to ease of accessibility. Perhaps living close to work or school is a high on your list. Do you prefer to be near the gym and restaurants or in a family-centered neighborhood with parks and playgrounds nearby? Choose carefully as you are making a long-term investment.
Honestly ask yourself “What can I afford?” Look at income and expenses, credit rating, money available for down payment, and mortgage rates. Since it is a seller’s market, talk to a lender before shopping for a home and arrive with a pre-qualification letter in hand. With pre-approval from a bank,you may appear more serious or eligible to the seller of the home of your dreams.
Work with Professionals
A Realtor is helpful in giving information about neighborhoods as they research the area based on your desires. Realtors are helpful in overseeing the real estate transaction as they are up to date on recent market changes, legislation, and lender rules. They have experience in negotiating with difficult listing agents and homeowners that you may run in to on occasion. A professional Realtor has your best interest in mind and will be your advocate at all times.
When moving, it’s always important that you select a professional mover, especially one that is a member of AMSA, the American Moving and Storage Association. This organization has an established code of ethics for its members to comply with as well as consumer rights that each member recognizes if something goes wrong. If your mover isn’t a member, you just may be placing your cherished items at risk.
Beltmann Relocation Group is the industry-leading Minneapolis mover for every household and commercial moving need. For local, long distance and international moving, we go the extra mile to understand your moving needs. Our goal is to provide you peace of mind by taking personal care of your belongings from start to finish. We consistently maintain the highest quality ratings throughout the North American Van Lines agent family and other Minneapolis movers.
Photo courtesy of Wikipedia.org
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